Terms of Service

1. Acceptance of Terms

By accessing, browsing, or using Chaingentic's website (chaingentic.io), services, software, smart contracts, APIs, browser extensions, wallet integrations, or any associated documentation (collectively, the "Services"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms"). If you are using the Services on behalf of an organization, you represent and warrant that you have authority to bind that organization to these Terms.

If you do not agree to these Terms in their entirety, you must immediately cease all use of the Services. Your continued use of any part of the Services after the posting of revised Terms constitutes your acceptance of those revised Terms.

These Terms constitute a legally binding agreement between you ("User," "you," or "your") and Eternal Digital Assets Corp. ("Eternal Digital Assets Corp.," "we," "us," or "our"), a technology company operating under the laws of the Province of Ontario, Canada, with patent pending application CIPO 3,304,029 / PCT/IB2026/052205.

2. Description of Services

Chaingentic is an AI-powered reasoning and consensus layer for EVM (Ethereum Virtual Machine) blockchain transactions. Chaingentic evaluates transactions for security risks before they are signed or broadcast. The Services include the following components:

Deployment Modes: Chaingentic operates in three distinct deployment modes, each providing different levels of integration:

(a) RPC Proxy — Chaingentic operates as an intermediary RPC endpoint. Transactions submitted through the proxy are evaluated by Chaingentic's AI consensus mechanism before being forwarded to the underlying network. No wallet modification is required. If Chaingentic determines a transaction is high-risk, it will flag the transaction and inform the user.

(b) Co-Signing Smart Wallet — A 2-of-2 multisignature smart contract wallet where both the User's signature and Chaingentic's AI co-signature are required to execute a transaction. Chaingentic's co-signature may be delayed while the user reviews AI findings if the AI consensus identifies potential risk factors. This is a communicate-not-block design: if Chaingentic's service is unavailable, transactions will not execute. This is an intentional security feature. Users can disable AI protection at any time through the wallet settings.

(c) Chaingentic Wallet Overlay (AIERC-193) — A non-custodial browser extension and wallet integration layer that intercepts transaction signing requests, evaluates them through Chaingentic's AI consensus mechanism, and presents the User with risk assessments before signing. The overlay operates under the AIERC-193 token protocol.

AI Consensus Mechanism: Chaingentic employs a multi-model AI consensus architecture. Transaction data is analyzed by independent AI models from multiple providers. These models independently evaluate transactions across 47 on-chain spoke evaluator contracts that analyze ERC function selectors, contract bytecode patterns, deployer reputation, token economics, approval scopes, and other risk vectors. The evaluation produces two outcomes: clean (silent) or flagged (user informed).

Network Support: Chaingentic primarily operates on EVM-compatible networks but is designed to support all EVM-compatible chains. Availability on specific networks may vary and is not guaranteed.

$100 Challenge: Chaingentic may operate a public demonstration known as the "$100 Challenge," in which real ETH is held in a Chaingentic-protected smart wallet on an EVM-compatible network. This demonstration invites third parties to attempt to extract funds as a test of Chaingentic's security capabilities. The $100 Challenge is a marketing demonstration only. It does not constitute a warranty, guarantee, bounty program, or contractual promise of any kind. Chaingentic reserves the right to modify, suspend, or terminate the $100 Challenge at any time without notice.

3. Eligibility

You must be at least 18 years of age (or the age of majority in your jurisdiction, whichever is greater) to use the Services.

You represent and warrant that: (a) You are not located in, under the control of, or a national or resident of any country subject to comprehensive sanctions by Canada, the United States, the European Union, or the United Nations, including but not limited to Cuba, Iran, North Korea, Syria, and the Crimea, Donetsk, and Luhansk regions of Ukraine. (b) You are not on any sanctions list maintained by Global Affairs Canada, the U.S. Office of Foreign Assets Control (OFAC), the EU, or the UN Security Council. (c) You are not prohibited by applicable law from using blockchain technology, cryptocurrency, or AI-powered services. (d) Your use of the Services will comply with all applicable local, provincial, national, and international laws and regulations.

Chaingentic reserves the right to restrict or terminate access to the Services for any User in any jurisdiction at our sole discretion, without notice or liability.

4. No Custody of Funds or Keys

THIS SECTION IS CRITICAL TO YOUR UNDERSTANDING OF THE SERVICES.

Chaingentic is a non-custodial service. Chaingentic does not, at any time, for any reason, under any circumstances: (a) Hold, store, access, generate, recover, or control your private keys or seed phrases. (b) Take custody of, hold, store, or control your cryptocurrency, tokens, NFTs, or any other digital assets. (c) Have the ability to initiate, authorize, or execute transactions on your behalf without your explicit cryptographic signature. (d) Operate as a wallet, exchange, custodian, broker, dealer, investment advisor, or financial institution.

In the Co-Signing Smart Wallet deployment mode, Chaingentic holds one of two required signing keys for the multisignature contract. This key is used solely to provide or withhold AI-generated co-signatures based on risk evaluation. Chaingentic's co-signing key cannot unilaterally move, transfer, or access your funds. Both signatures — yours and Chaingentic's — are required for any transaction to execute.

You are solely responsible for: (a) Securing your private keys, seed phrases, and wallet credentials. (b) All transactions you initiate, whether or not Chaingentic evaluates them. (c) Verifying that any transaction you sign is correct and intended. (d) Maintaining backup access to your wallet independent of Chaingentic's Services.

If you lose your private keys or seed phrases, Chaingentic cannot recover them. Chaingentic has no ability to reverse, cancel, or modify any blockchain transaction once it has been broadcast to the network.

5. $AIERC Token and AI Evaluations

The $AIERC token is a utility token deployed on any EVM-compatible network. $AIERC tokens are consumed (burned) to pay for AI transaction evaluations. Each evaluation permanently destroys the $AIERC tokens used to fund it. The token uses an issuance-and-burn model similar to Ethereum — supply adjusts based on network usage.

The $AIERC token smart contract is open-source software released under the MIT License. The $AIERC token is a utility token only. It does not represent equity, ownership, profit-sharing rights, governance rights, or any claim against Chaingentic or any other entity. Chaingentic makes no representations regarding the monetary value, market price, liquidity, or tradability of $AIERC tokens.

AI evaluations are probabilistic assessments generated by machine learning models. They are not guarantees, promises, financial advice, or deterministic security verdicts. AI evaluations may produce false positives (flagging safe transactions as risky) or false negatives (failing to detect malicious transactions). You acknowledge and accept that: (a) No AI system is infallible. (b) Chaingentic's risk assessments are advisory in nature. (c) The final decision to sign or reject a transaction remains solely with you. (d) AI model availability, accuracy, and performance may vary and are subject to the policies of AI evaluation services. (e) Chaingentic may update, modify, retrain, or replace its AI models at any time without notice.

6. User Conduct and Acceptable Use Policy

You agree not to use the Services to: (a) Engage in, facilitate, or promote any illegal activity, including money laundering, terrorist financing, fraud, theft, or sanctions evasion. (b) Attempt to reverse-engineer, decompile, disassemble, or derive the source code, algorithms, or architecture of Chaingentic's proprietary AI evaluation system, spoke contracts, or consensus mechanism. (c) Attempt to circumvent, disable, or interfere with Chaingentic's security features, AI evaluation process, or co-signing mechanism. (d) Submit fabricated, manipulated, or adversarial transaction data designed to deceive or poison Chaingentic's AI models. (e) Use automated scripts, bots, or other tools to abuse, overload, or denial-of-service attack Chaingentic's infrastructure. (f) Impersonate Chaingentic, its affiliates, or its personnel. (g) Redistribute, resell, sublicense, or white-label Chaingentic's Services without express written authorization. (h) Use the Services to evaluate transactions involving child exploitation material, weapons of mass destruction, or human trafficking. (i) Interfere with or disrupt the integrity or performance of the Services or any data contained therein. (j) Harvest, scrape, or collect data from the Services for any purpose not expressly permitted. (k) Use the Services, the Inputs, or the Outputs to train any artificial intelligence model, machine learning model, or competing transaction-evaluation system, whether for your own use, for a third party, or for public release. (l) Export, re-export, or transfer the Services or related technical data to any destination or person prohibited by applicable export controls, including but not limited to the U.S. Export Administration Regulations and equivalent regimes, in addition to the sanctions compliance requirements set forth elsewhere in these Terms.

Chaingentic reserves the right to suspend or terminate your access to the Services immediately, without notice, for any violation of this Acceptable Use Policy. We may also report suspected illegal activity to the appropriate law enforcement authorities.

7. Intellectual Property

Patent: The Eternal Digital Assets Corp. AI reasoning and consensus mechanism is the subject of patent application CIPO 3,304,029 / PCT/IB2026/052205 filed with the Canadian Intellectual Property Office. The patent covers the methods, systems, and processes by which Chaingentic evaluates blockchain transactions using multi-model AI consensus. Unauthorized use, reproduction, or implementation of the patented methods is prohibited and may result in legal action.

Business Source License: Eternal Digital Assets Corp.'s proprietary source code, including but not limited to the AI evaluation engine, spoke contract orchestration logic, AIERC-193 protocol implementation, and wallet overlay code, is licensed under the Business Source License 1.1 (BUSL-1.1). You may not use, copy, modify, or distribute the proprietary code for production or commercial purposes without a separate commercial license from Chaingentic.

Open-Source Components: The $AIERC token smart contract is released under the MIT License. Other open-source components, if any, are identified in their respective repositories with their applicable licenses.

Browser Extension Software: Subject to your compliance with these Terms, Chaingentic grants you a limited, non-exclusive, non-transferable, revocable license to install and use the Chaingentic browser extension solely on devices you control and for the personal, non-commercial use of evaluating your own transactions. You may not redistribute, resell, sublicense, modify, reverse engineer, or extract for separate use any portion of the extension binary or its bundled threat-database content. The extension may auto-update at Chaingentic's discretion; continued use after an update constitutes acceptance of the updated extension under these Terms.

Trademarks: "Chaingentic," the Chaingentic logo, "AIERC-193," and associated brand elements are trademarks or service marks of Chaingentic. You may not use these marks without prior written permission, except for truthful, non-misleading references to Chaingentic's Services in editorial or informational contexts.

User Content: To the extent you submit any data, feedback, suggestions, or other content to Chaingentic, you grant Chaingentic a worldwide, non-exclusive, royalty-free, perpetual, irrevocable license to use, reproduce, modify, and incorporate such content into the Services. You retain ownership of any intellectual property rights you hold in the content you submit.

Nothing in these Terms grants you any right, title, or interest in Chaingentic's intellectual property except as expressly stated.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CRYPTO CLYDE, ITS FOUNDERS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, CONTRACTORS, AFFILIATES, LICENSORS, OR AI MODEL PROVIDERS BE LIABLE FOR ANY:

(a) INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES; (b) LOSS OF FUNDS, TOKENS, DIGITAL ASSETS, OR CRYPTOCURRENCY OF ANY KIND; (c) LOSS OF PROFITS, REVENUE, BUSINESS OPPORTUNITIES, DATA, OR GOODWILL; (d) COST OF PROCUREMENT OF SUBSTITUTE SERVICES; (e) DAMAGES ARISING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (f) DAMAGES ARISING FROM THE CONDUCT OF ANY THIRD PARTY ON OR RELATED TO THE SERVICES; (g) DAMAGES ARISING FROM ANY FAILURE OF THE AI EVALUATION SYSTEM TO DETECT OR PREVENT A MALICIOUS, FRAUDULENT, OR UNINTENDED TRANSACTION; (h) DAMAGES ARISING FROM SERVICE INTERRUPTIONS, DOWNTIME, NETWORK CONGESTION, OR BLOCKCHAIN FAILURES;

WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT CRYPTO CLYDE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL CRYPTO CLYDE'S TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE USE OF THE SERVICES EXCEED THE GREATER OF: (I) THE AMOUNT YOU PAID TO CRYPTO CLYDE IN $AIERC TOKENS OR OTHER CONSIDERATION DURING THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (II) ONE HUNDRED CANADIAN DOLLARS (CAD $100).

$100 Challenge Disclaimer: The $100 Challenge is a voluntary public demonstration. Participation is at the participant's own risk. Chaingentic is not liable for any losses, costs, or damages incurred by any party in connection with the $100 Challenge, including but not limited to gas fees, failed transaction costs, opportunity costs, or time spent attempting the challenge. The $100 Challenge does not create any contractual obligation, bounty, or reward beyond the funds held in the designated smart contract.

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, Chaingentic's liability shall be limited to the maximum extent permitted by law.

9. Indemnification

You agree to indemnify, defend, and hold harmless Chaingentic, its founders, directors, officers, employees, agents, contractors, affiliates, and licensors from and against any and all claims, demands, actions, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees and court costs) arising out of or relating to:

(a) Your use or misuse of the Services. (b) Your violation of these Terms. (c) Your violation of any applicable law, regulation, or third-party rights. (d) Any transaction you initiate, sign, or execute, whether or not evaluated by Chaingentic. (e) Any content, data, or materials you submit to or through the Services. (f) Your negligence or willful misconduct. (g) Any claim that your use of the Services caused damage to a third party.

This indemnification obligation survives the termination of these Terms and your use of the Services.

10. Disclaimer of Warranties

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

CRYPTO CLYDE EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO: (a) IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. (b) ANY WARRANTY THAT THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE. (c) ANY WARRANTY THAT THE AI EVALUATION SYSTEM WILL CORRECTLY IDENTIFY ALL MALICIOUS, FRAUDULENT, OR RISKY TRANSACTIONS. (d) ANY WARRANTY THAT THE 47 SPOKE EVALUATOR CONTRACTS WILL FUNCTION CORRECTLY ON ALL EVM NETWORKS AT ALL TIMES. (e) ANY WARRANTY REGARDING THE ACCURACY, RELIABILITY, OR COMPLETENESS OF ANY AI-GENERATED RISK ASSESSMENT. (f) ANY WARRANTY THAT THE SERVICES WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS. (g) ANY WARRANTY REGARDING THE PERFORMANCE, VALUE, OR UTILITY OF $AIERC TOKENS.

BLOCKCHAIN TECHNOLOGY, SMART CONTRACTS, AND AI SYSTEMS INVOLVE INHERENT RISKS INCLUDING BUT NOT LIMITED TO: SMART CONTRACT VULNERABILITIES, NETWORK CONGESTION, PROTOCOL-LEVEL ATTACKS, BRIDGE EXPLOITS, ORACLE MANIPULATION, MEV (MAXIMAL EXTRACTABLE VALUE) ATTACKS, AI MODEL HALLUCINATION, AND UNFORESEEN INTERACTIONS BETWEEN CONTRACTS. YOU ASSUME ALL RISK ASSOCIATED WITH YOUR USE OF THE SERVICES AND BLOCKCHAIN TECHNOLOGY GENERALLY.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED FROM CRYPTO CLYDE OR THROUGH THE SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.

11. Force Majeure

Chaingentic shall not be liable for any failure or delay in performing its obligations under these Terms where such failure or delay results from circumstances beyond Chaingentic's reasonable control, including but not limited to:

(a) Acts of God, natural disasters, pandemics, or epidemics. (b) War, terrorism, civil unrest, or government sanctions. (c) Cyberattacks, DDoS attacks, hacking, or other malicious interference. (d) Failure or disruption of blockchain networks, consensus mechanisms, or Layer 1/Layer 2 infrastructure. (e) Failure or disruption of third-party AI model providers or their successors. (f) Changes in applicable law, regulation, or government policy. (g) Internet service provider failures, DNS failures, or Cloudflare infrastructure disruptions. (h) Power outages, hardware failures, or telecommunications disruptions. (i) Hard forks, chain reorganizations, or protocol-level changes to supported blockchain networks.

During any Force Majeure event, Chaingentic's obligations under these Terms are suspended for the duration of the event. Chaingentic will use commercially reasonable efforts to resume the Services as promptly as practicable.

12. Dispute Resolution and Arbitration

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

Informal Resolution: Before initiating any formal dispute resolution, you agree to contact Chaingentic at contact@chaingentic.io and attempt to resolve the dispute informally for at least thirty (30) days.

Binding Arbitration: If informal resolution fails, any dispute, claim, or controversy arising out of or relating to these Terms or the Services shall be resolved by binding arbitration administered in accordance with the Arbitration Act, 1991 (Ontario). The arbitration shall be conducted by a single arbitrator in the City of Toronto, Ontario, Canada (or remotely by videoconference at the arbitrator's discretion). The language of arbitration shall be English. The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

Class Action Waiver: YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. If for any reason a claim proceeds in court rather than in arbitration, both parties waive any right to a jury trial.

Small Claims Exception: Notwithstanding the foregoing, either party may bring an individual action in small claims court in Ontario, Canada, provided the claim falls within the court's jurisdictional limits.

Governing Law: These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.

Limitation Period: Any claim arising out of or relating to these Terms or the Services must be filed within one (1) year after the cause of action accrues. Claims filed after this period are permanently barred.

Injunctive Relief: Notwithstanding the arbitration provisions, Eternal Digital Assets Corp. may seek injunctive or other equitable relief in any court of competent jurisdiction to protect its intellectual property rights, including its patent (CIPO 3,304,029 / PCT/IB2026/052205), trade secrets, and trademarks.

13. Third-Party Services and Links

The Services may contain links to or integrate with third-party websites, services, or protocols, including but not limited to blockchain networks (Ethereum and other EVM chains), AI model providers, wallet providers (MetaMask and others), decentralized applications, and token exchanges.

Chaingentic does not control, endorse, or assume responsibility for any third-party services. Your use of third-party services is governed by their respective terms and privacy policies. Chaingentic is not liable for any loss or damage caused by your reliance on or use of any third-party service.

You acknowledge that blockchain transactions are processed by decentralized networks that are not owned or controlled by Chaingentic. Chaingentic has no ability to reverse, modify, or cancel transactions once they have been broadcast to a blockchain network.

14. Modification of Terms

Chaingentic reserves the right to modify, amend, or replace these Terms at any time at its sole discretion. When we make material changes, we will update the "Last updated" date at the top of this page and may, at our discretion, provide additional notice through the Services or by email.

Your continued use of the Services after any modification constitutes your acceptance of the modified Terms. If you do not agree to the modified Terms, your sole remedy is to discontinue use of the Services.

We encourage you to review these Terms periodically. It is your responsibility to check for updates.

15. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court or arbitrator of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if modification is not possible, severed from these Terms. The invalidity or unenforceability of any provision shall not affect the validity or enforceability of the remaining provisions, which shall continue in full force and effect.

16. Entire Agreement

These Terms, together with the Privacy Policy and any other legal notices or agreements published by Chaingentic on or through the Services, constitute the entire agreement between you and Chaingentic regarding your use of the Services. These Terms supersede all prior and contemporaneous agreements, representations, warranties, and understandings, whether written, oral, or implied, with respect to the subject matter hereof.

No waiver of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision. Chaingentic's failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

Any ambiguity in these Terms shall not be construed against the drafting party.

17. Termination

Chaingentic may suspend or terminate your access to the Services at any time, for any reason or no reason, with or without notice, including but not limited to: (a) Violation of these Terms or the Acceptable Use Policy. (b) Suspected illegal activity or fraud. (c) Requests by law enforcement or government agencies. (d) Discontinuation or material modification of the Services. (e) Extended periods of inactivity. (f) Technical or security issues.

Upon termination, your right to use the Services ceases immediately. Provisions of these Terms that by their nature should survive termination shall survive, including but not limited to Sections 4 (No Custody), 7 (Intellectual Property), 8 (Limitation of Liability), 9 (Indemnification), 10 (Disclaimer of Warranties), 12 (Dispute Resolution), 15 (Severability), and 16 (Entire Agreement).

Termination of your access to Chaingentic does not affect your ownership of or access to your blockchain wallet, private keys, or digital assets, as Chaingentic never holds custody of these items.

18. Inputs, Outputs, and Actions

Inputs. "Inputs" means any data, prompts, queries, transaction parameters, security-question responses, budget configurations, or other content you submit to or through the Services. You retain all rights, title, and interest in your Inputs. By submitting Inputs to Chaingentic, you grant Chaingentic a worldwide, non-exclusive, royalty-free license to use, process, and analyze the Inputs solely for the purpose of providing the Services to you, improving the AI evaluation pipeline, and operating the threat intelligence network described in the Privacy Policy.

Outputs. "Outputs" means the AI-generated reasoning, evaluation verdicts, signal lists, recommendations, conversational responses, portfolio assessments, and other AI-generated content the Services produce in response to your Inputs. Subject to your compliance with these Terms, Chaingentic assigns to you all of its right, title, and interest (if any) in the Outputs of your specific evaluation requests. You may use, share, or republish your Outputs at your own discretion, except that you may not represent any Output as the independent advice of a financial, legal, tax, medical, or other licensed professional, and you may not use the Outputs in violation of Section 6 (Acceptable Use Policy).

Output Limitations. AI-generated Outputs are probabilistic, not deterministic. The same Input may produce different Outputs at different times. Outputs may contain inaccuracies, omissions, or errors that appear authoritative. You acknowledge that you should not rely on Outputs as the sole basis for any decision involving material financial, health, legal, or safety consequences.

Actions. "Actions" means transactions, signature requests, conditional executions, or other operations that the Services or an AI agent operating within the Services initiates or co-signs on your behalf, within the scope of authority you have explicitly granted (including but not limited to the Guard co-signer, pre-approved execution envelopes, conditional execution rules, AI purchasing agents, and delegated spending authorizations). You acknowledge that you are the principal party for all Actions executed within your authorized scope, that the Actions are taken on your behalf, and that you are solely responsible for the consequences of such Actions, whether or not you reviewed each Action before it executed. The AI may decline to take any Action it determines does not satisfy the constraints you have set; the AI's failure to take an Action shall not constitute a breach of these Terms.

Feedback. If you provide feedback regarding the Services — including but not limited to ratings of AI Outputs, suggestions for new features, bug reports, or written commentary submitted via in-product feedback channels — you grant Chaingentic an unrestricted, perpetual, worldwide, royalty-free, irrevocable license to use, modify, distribute, and incorporate such feedback into the Services or any other Chaingentic product, with no obligation to compensate you and no obligation to attribute you.

19. Vendor Commercial Terms

Where a third-party vendor (a "Vendor") registers commercial terms — including refund policies, warranty terms, escrow release conditions, quality acceptance criteria, or service-level commitments — through Chaingentic's vendor commercial-terms enforcement system, those terms become part of the contractual relationship between you (as a customer) and the Vendor for the transactions you execute with the Vendor through Chaingentic. Chaingentic is not a party to the underlying Vendor-customer commercial relationship. Chaingentic's role is limited to acting as a neutral evaluator that compares customer claims against the Vendor's pre-registered terms and, where the claim satisfies the terms, co-signing the resulting refund, escrow release, or other settlement transaction.

Vendor Terms Are Locked During Evaluation. When a customer claim is submitted, the Vendor's applicable terms are locked for the duration of the evaluation and may not be modified by the Vendor. This is to prevent mid-dispute rule changes. The lock applies only to the specific terms governing the active claim; the Vendor may continue to modify terms governing future, unrelated transactions.

No Endorsement. Chaingentic does not endorse, verify, or guarantee the legitimacy, solvency, fitness, or quality of any Vendor or any goods or services offered by a Vendor. The presence of a Vendor in Chaingentic's vendor terms registry does not constitute a recommendation. You are solely responsible for evaluating the Vendors you transact with.

Disputes With Vendors. Any dispute between you and a Vendor regarding the underlying transaction, the goods or services, or the application of the Vendor's terms shall be resolved between you and the Vendor directly. Chaingentic's only role in such disputes is to enforce the Vendor's pre-registered terms as written. Chaingentic is not liable for losses arising from a Vendor's failure to perform, a Vendor's insolvency, a Vendor's misrepresentation of its terms, or any other Vendor-related conduct.

20. Delegated Authorization

The Services include a delegated-authorization feature ("Delegation") that allows you, as an account holder ("Grantor"), to authorize another address ("Delegate") to execute transactions on your behalf within constraints you specify. Constraints may include but are not limited to: maximum per-transaction value, daily and monthly spending limits, allowed merchant categories, allowed recipient addresses, allowed time windows, and approval-escalation thresholds.

Grantor Responsibility. As a Grantor, you remain fully responsible for all transactions executed by your Delegate within the scope of authority you have granted. Chaingentic's enforcement of the constraints you set is best-effort; Chaingentic does not guarantee that every Delegate transaction will be correctly classified against your constraints, and you acknowledge that misclassification may occur. You are responsible for monitoring your Delegate's activity, modifying or revoking the Delegation as needed, and bearing the consequences of any transaction the Delegate executes within or outside the granted scope.

Delegate Responsibility. As a Delegate, you may only execute transactions that satisfy the constraints set by your Grantor, you must act in good faith, and you may not attempt to circumvent the constraints or the AI evaluation system. Acting as a Delegate creates a fiduciary-like obligation to the Grantor for transactions executed under the granted authority; you acknowledge and accept this obligation.

Revocation. A Grantor may modify or revoke a Delegation at any time. Revocation takes effect at the time the Delegation revocation is recorded in the Services and may not retroactively reverse transactions already executed by the Delegate.

No Joint and Several Liability. The Grantor-Delegate relationship is between the Grantor and the Delegate. Chaingentic is not a party to the Delegation, has no fiduciary duty to either the Grantor or the Delegate, and is not liable for any loss arising from a Delegate's actions, a Grantor's failure to set appropriate constraints, or a misuse of the Delegation feature by either party.

21. Contact Information

For questions about these Terms of Service: General inquiries: contact@chaingentic.io Privacy matters: contact@chaingentic.io Security vulnerabilities: contact@chaingentic.io

Chaingentic Patent Pending: CIPO 3,304,029 / PCT/IB2026/052205 Ontario, Canada

These Terms of Service are effective as of the "Last updated" date shown at the top of this page.