On an ordinary chain, value moves the instant a key signs — before anyone checks whether it should. Chaingentic is the native home of the AIERC Protocol. AIERC reads the intent, authority, policy, and risk behind every transaction and clears it before value moves. Chaingentic settles it.
Most blockchains run a transaction the moment gas is paid and a valid signature arrives. That proves a key signed it. It does not prove the movement is suitable, intended, within policy, or even understood by the person or agent sending it.
Chaingentic changes the order. At the sequencer, before the block seals, the transaction pauses and the Benson Consensus Determination Mechanism reads it: what is happening, what authority exists, what policy applies, and what the sender actually intends. Routine activity clears in that instant. When something does not add up, only that one transaction stays paused until the determination completes — never the chain, which keeps producing blocks for everyone else.
AIERC protects users from malicious attacks, and it stops users from launching malicious attacks against others. It reads every transaction in both directions. The result is a fraud-free community.
Any blockchain community can have this. A network wires AIERC into its transaction flow in about six lines of code — or a user simply pastes one wallet RPC URL into the wallet they already use. Either one is enough on its own. No new wallet, no migration, no rebuild — the community keeps everything it has and gains the determination layer.
Every transaction is read by two independent AI reviewers, each working from its own source of data, and both have to agree. That is the Benson Consensus Determination Mechanism doing the ordinary work. On a smart wallet a second two-of-two applies: the AI is added as a co-signer, so the payment carries your signature and the AI’s. Between them they settle the overwhelming majority of activity. Nothing escalates on its own, and nothing escalates without you.
Two independent AI reviewers, each reading its own copy of the data, comparing what the transaction claims against what is actually on the chain. Agreement is required. This is the evaluation, and for many flows it is the only step there is.
On a smart wallet the AI is a second owner, so a payment needs two signatures — yours and the AI’s. If the risk is too high the AI withholds its signature. It can never move, freeze or take your money, and you can always overrule it. Turning the protection off takes one transaction, and only you can do it.
When the two reviewers reach an impasse, the AI assistant tells you what it found on your wallet dashboard and offers three choices: send it to the Consensus Council, abort the transaction, or carry on without the Council. The Council runs only if you choose it. However far it goes, the answer stays the same shape: CLEAN or FLAGGED, with the reasoning recorded. Fairness is built in: the reviewers lock in their answers before seeing each other’s, the ones with the better track record count for more, and a share of the all-clear results are pulled back and re-checked.
AIERC is the foundation — the intelligence that decides whether value should move. Chaingentic is the native chain where AIERC runs and where cleared activity settles. Around them sits the Intelligent Token Protocol, a native coin and metering unit, and a record of every decision.
AIERC is a standard, not a token — it does not even require one. It layers AI reasoning onto value movements of any kind, on any EVM chain, to determine their permissibility, intent, suitability, and safety before value moves. Intent is the part nothing else on-chain can see: a movement can be perfectly valid and still be the wrong thing to do.
The native blockchain of the AIERC Protocol, and its settlement-admissibility layer. A Polygon CDK Validium L2, EVM-compatible (it runs the Ethereum Virtual Machine, so Ethereum tools work out of the box), settling to Ethereum. The determination is built into block production: at the sequencer, before the block seals, the transaction pauses until the determination completes. That pause is the thing no other chain can do — and the chain never stops for anyone else.
The Intelligent Token Protocol, and the settlement layer. It holds a transfer in a protected window and carries the reversion: a payment can be undone on the buyer’s and seller’s own terms — any length of time, full or partial, agreed when the deal is made. It never touches the underlying token’s contract. Built in and working today.
$AIERC is the fuel of the protocol: one token buys one determination. GasIQ is the metering unit — it meters intelligence the way gas meters computation — and $AIERC is what buys it.
Every determination is written down: the action that was proposed, what the mechanism reasoned, the determination it returned, the GasIQ it consumed, and the settlement receipt — a public record on the block explorer, with your own private notes alongside it if you want them.
The user or agent starts an action. At the sequencer, before the block seals, the transaction pauses. The Benson Consensus Determination Mechanism reads what is happening, what authority exists, what policy applies, and what the sender intends, then emits one signed determination. Only then does the block seal and the contract receive the action. The pause lasts as long as the determination takes — and only for that one transaction.
AIERC meets users and builders wherever protection is needed: at the network, at the wallet overlay, inside the token itself, or in the browser where wallets get connected.
Any EVM-compatible network can route transactions through AIERC for a pre-settlement check before they ever broadcast. Chaingentic runs this natively; other networks anchor AIERC into their own transaction flow.
This is the patented, AI-encrypted wallet that talks. It rides on top of the wallet a person already uses — nothing to move, nothing to replace. Before they, or their agent, sign, it says out loud and in plain language what the transaction really does, what permissions it grants, and what looks dangerous. It listens too: ask it a question about a transaction and it answers, in the moment, before value moves.
Mint an AIERC-193 token and the intelligence travels with it. Its transfer path is wired to AIERC, so every transfer — on any wallet, anywhere — is evaluated and documented before value moves.
Most people are robbed at the moment they connect a wallet to a website. AIERC-XT is a browser add-on that checks each site against known scams and threats and sits between the site and the wallet, catching a dangerous request — a hidden approval, a wallet-draining signature — before it ever becomes a real payment. This is the one place the system will flatly stop you. A theft that never reaches the wallet cannot take anything.
AIERC-193 ties a token's transfer behavior to AIERC reasoning. When an AIERC-193 token moves, AIERC evaluates what is happening, what authority exists, what policy applies, and whether the movement should be admitted — before value moves. This is built in and working today.
$AIERC, the native coin, is a clean, standard ERC-20 so it lists and trades anywhere. AIERC-193 is the Intelligent Token Protocol: the token reasons about every transfer — what is happening, what authority exists, what policy applies — and writes that reasoning down before value moves.
A second feature lets a payment be undone after it goes through, on terms the two sides set themselves. This is not a fixed dispute window. When buyer and seller make a deal they choose how long the payment can be reversed — a minute, a day, a month — and whether a reversal returns all of the money or only part of it. If fraud is found, or the agreed condition is met, it reverses exactly what the two sides agreed, as a new signed payment. It touches only that payment: no one else’s money is affected, the issuer never steps in, and the digital dollar itself is never changed.
$AIERC is the native coin of the AIERC Protocol. GasIQ is the metering unit for AI evaluation — it meters intelligence the way gas meters computation. On Ethereum you spend ETH on gas; here you spend $AIERC on GasIQ for transaction evaluation, pre-settlement checks, wallet-overlay intelligence, agentic-payment review, and every other AIERC service.
Every determination leaves a record you can read: the action that was proposed, what the mechanism reasoned, the determination it returned, and the GasIQ it consumed. Not a black box that says yes or no — the reasoning itself, written down before value moved, on a public log anyone can check. You can attach your own private notes to any transaction alongside it.
One engine, the Benson Consensus Determination Mechanism, gathers the evidence around a payment, weighs it, and produces one signed decision before the money moves. That decision is not a simple yes or no: it can approve, wait, restructure, split, or reverse. AIERC is progressive. Almost everything is settled by the standard two-of-two check: two independent AI reviewers, each with its own source of data, that have to agree. When they cannot, nothing escalates silently. You are told what was found and you choose whether to send it to the Consensus Council, abort, or carry on without it. The Council is a rare, opt-in step — never the everyday evaluator, and never automatic.
Hardware wallets, firewalls, browser warnings, and manual review all help — but they sit at the edge of the transaction flow. AIERC is different: it evaluates admissibility before settlement.
| Feature | AIERC | Hardware Wallet | Firewall | Manual Review |
|---|---|---|---|---|
| AI-assisted approval | Yes | No | No | No |
| Transaction evaluation | Yes | No | Partial | No |
| Plain-language explanation | Yes | Partial | Partial | Yes, but late |
| Consensus Council escalation | Yes | No | No | No |
| Documented decision record | Yes | No | No | Partial |
Most agentic payment systems only ask whether an authenticated agent is allowed to use a payment method, API account, or credential. Chaingentic and AIERC go deeper: they ask whether the economic action itself should be admitted — before value moves.
Receive the proposed action from a user, agent, merchant, app, wallet, or enterprise workflow.
Bind the action to its mandate: limits, recipients, revocation status, user preferences, and enterprise policy.
Evaluate intent, authority, policy, security posture, transaction context, and admissibility.
Evaluate cost, route, sponsorship, urgency, network conditions, and execution feasibility.
Permit settlement only when the AIERC clearance is valid and current. Anything questionable is held out of block inclusion, not pushed through.
Write the proposed action, the AIERC decision trace, the GasIQ consumed, and the receipt into one auditable record.
Enterprises need autonomous workflows that stay inside approved mandates. AIERC gives teams a way to connect spending rules, delegated authority, transaction policies, and evidence records before settlement.
| Delegated authority | Bind actions to user, team, agent, or workflow mandates. |
| Spending controls | Apply limits, recipients, timing, route conditions, and revocation status. |
| Explainability | Present plain-language reasoning before sensitive actions settle. |
| Support and audit | Preserve evidence records for review, dispute handling, and compliance. |
Our patent-pending coverage is the off-chain AI reasoning, evaluation, orchestration, verdict generation, and decisioning — the intelligence that decides whether value should move. It does not cover $AIERC, AIERC-193, GasIQ, the deployed contracts, market activity, or any tradable asset.
Filed in Canada at CIPO, application 3,304,029, and internationally under the Patent Cooperation Treaty as WIPO PCT/IB2026/052205.
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Email: contact@chaingentic.io
